I can’t even fathom that it’s already the end of February. Earlier this month I was saying “I’m going to have a baby next month”. In just 10 days I won’t be saying “I’m going to have a baby next month” I’m going to be saying “I’m having a baby this month”.
How in the world did this all happen so fast?!
We’ve been spending a lot of time preparing for Baby3’s arrival. We’ve been throwing things away, donating things and rearranging almost every single room in our home. With a little more than three weeks to go though we don’t have all of our ducks in a row just yet.
One thing that has been weighing on my mind heavily is finances. I plan on breastfeeding Baby3 for as long (possibly longer) as I breastfed Mason which is 2 years and we also plan on cloth diapering so expenses in the beginning aren’t going to be too awful but adding another person to your life inevitably costs money.
But that’s not exactly what I’m worried about, instead I’m worried about the “what if”. I’ve always been a little “morbid” when I was pregnant with Mason I told B “If you have to choose between me or the baby choose the baby” and I’ve said it once or twice this time too. And then if something does happen to me, what about my children?
I know that they will be taken care of but because I don’t have life insurance I worry about them financially especially the burden they would be financially on someone else. I *want* life insurance. I want that security but sometimes it feels so overwhelming.
I’m not even sure where to begin, until now
Apparently I’m not alone. According to recent Yahoo Shine article 43% of working women don’t have life insurance. But women need life insurance. Women are bringing home the bacon now too and if something were to happen to us our family would need our income at the very least I know mine would.
I still have a lot to learn about life insurance and what the best policy for me and my family is but with Baby3’s arrival rapidly approaching I need to get started so that I can choose a policy and protect my family. I’m hoping the Genworth Financial resource “Getting Knowledgeable on Life Insurance” will help lead the way!
The only upside to not having life insurance? You won’t be seeing me on 20/20 because someone offed me for my hefty life insurance policy 😉